0% intro APR up to 21 months (both purchase and balance transfer) – This is where the Wells Fargo Reflect℠ card is hard to lose. The card starts with 0% intro APR for 18 months of purchase and eligible balance transfer. To make it even better, you can get an Intro APR extension for up to three months for a total of 21 months. All you have to do is pay the minimum during the start-up and extension period.
It should be noted that APR applies to balance transfers made within the first 120 days of account opening. There is also a 3% ($ 5 minimum) balance transfer fee for transfers within the first 120 days and a 5% ($ 5 minimum) balance transfer fee for subsequent transfers. These fee amounts are ideal for balance transfer credit cards.
There is no annual fee – The Wells Fargo Reflect℠ card deducts fees in the right place. In that case, there is no annual fee for the card.
Cellphone Protection – When you pay your monthly cellphone bill with your eligible Wells Fargo credit card, you get up to $ 600 in cellphone protection (subject to 25 deduction). This is one of the advantages of an underrated credit card. You do not have to pay out of pocket for cellphone insurance, as this card already includes protection.
Special Offer – With My Wells Fargo Deals, you can earn cash back statement credit for shopping, dining and experience for which you pay with your eligible Wells Fargo Card.